Mortgage Company choice is often made for you. You may have bad credit and only have limited access to a small range of lenders. You may not fit the profile of the customers that these lenders require. You may wish to obtain a large mortgage, how many lenders will have a cap on the amount they will lend.
Mortgage Brokers and financial advisers will give you impartial advice on the best solution for you. Please be aware, however, that some brokers and advisers may have an arrangement with one supplier, and only be in a position to advise on products sold by that lender.
If you have a poor credit history, have been made bankrupt, or have CCJs, or defaults, you may find it difficult to locate a lender without going through an intermediary such as a mortgage broker or financial adviser.
